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Our algorithm analyzes 95+ data points — fees, rewards, benefits, eligibility, insurance, lounge access & more — to score each card comprehensively.
Our Scoring Methodology
We evaluate each card across 95+ verified data points sourced directly from official bank websites and MITC documents:
- • Annual/joining fees & waiver conditions
- • Reward rates, cashback & point valuations
- • Lounge access (domestic + international)
- • Insurance covers & travel benefits
- • Eligibility (income, age, CIBIL)
- • Fuel surcharge, forex fees & charges
Data audited weekly via AI + manual verification.
Personalized Match
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Instant Eligibility
Check if you qualify for any card in under 2 minutes. 100% local checks — your CIBIL score stays unaffected.
Maximize Rewards
Find cards that give you the best returns on your everyday spending.
Highest Rated Credit Cards
Handpicked cards with the best rewards, benefits, and value for Indian consumers.
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Smart Tools No One Else Has
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CardFinder Quiz
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Spending Optimizer
Already have cards? Enter your spending by category and we'll tell you exactly which card to swipe for each purchase to maximize rewards.
Card Stack Builder
One card can't do everything. Discover the perfect 2-3 card combo for your lifestyle that covers all categories and maximizes total value.
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Expert Insights & Guides
Guides & How-To
The Credit Card Reward Points Valuation Bible: Real Rupee Values, 1:1 Air Miles Math & The 5X Multiplier Secret (2026)
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Credit Cards and Income Tax in India: The ₹10 Lakh SFT Rule, Form 26AS/AIS Traps & How to Avoid Tax Notices (2026)
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How to Boost Your CIBIL Score Above 800: The Step-by-Step Credit Repair Playbook for Indian Cardholders (2026)
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